SBI Mutual Fund: Top 5 funds with up to 30% returns in 5 years | Rs 10K SIP grows to Rs 13 lakh


 


Investing in SBI Mutual Funds through a Systematic Investment Plan (SIP) can yield substantial returns over time. As of January 2025, here are five SBI mutual fund schemes that have delivered impressive annualized SIP returns over the past five years:

SBI Small Cap Fund - Direct Plan
This small-cap fund has achieved an annualized SIP return of 37.07% over five years. A monthly SIP of ₹21,000 in this fund would have grown to approximately ₹21.5 lakh over the period.

SBI PSU Fund - Direct Plan
This thematic fund focusing on public sector undertakings has provided an annualized SIP return of 36.99% over five years. Investing ₹21,000 monthly via SIP would have resulted in a corpus of around ₹21.5 lakh.

SBI Contra Fund - Direct Plan
A value-oriented scheme, it has delivered an annualized SIP return of 33.88% in the same period. A ₹21,000 monthly SIP investment would have accumulated to approximately ₹20.1 lakh.

SBI Technology Opportunities Fund - Direct Plan
This sectoral fund has achieved an annualized SIP return of 33.68% over five years. A monthly SIP of ₹21,000 would have grown to about ₹20 lakh.

SBI Infrastructure Fund - Direct Plan
Focusing on the infrastructure sector, this fund has provided an annualized SIP return of 32.88% over five years. Investing ₹21,000 monthly via SIP would have resulted in a corpus of around ₹19.7 lakh.

These figures illustrate the potential of disciplined SIP investments in sectoral and thematic funds. However, it's crucial to recognize that past performance does not guarantee future results. Investors should assess their risk tolerance, investment horizon, and financial goals before investing. Consulting with a financial advisor can provide personalized guidance tailored to individual circumstances.

For more detailed information on these funds and to explore other investment options, you can visit the official SBI Mutual Fund .

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               Bhaskar Biswas. 

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